VA Renovation Loans for Purchase

Did you know that using a VA Renovation Loan, you may be able to purchase a home that doesn’t meet VA Minimum Property Requirements (MPR)?

This program not only helps finance the purchase but can also provide up to $50,000 toward repairs or improvements — all in one loan!

Check Your Eligibility

Discover If You Qualify in Under 60 Seconds

Are you a Veteran, Active-Duty Service Member, or Surviving Spouse?
Are you planning to buy or renovate your primary residence?
Provides funds for alterations, repairs, and improvements as part of the same mortgage
Perfect for those looking to do repairs such as repainting, fixture swaps, or accessibility upgrades such as ramps, rails, and some structural components including attached additions.
No minimum renovation cost
10-year, 15-year, 20-year, 25-year, and 30-year term options
1-2 unit homes, Condominiums, and Manufactured Housing

Why Choose a VA Renovation Loan?

Whether your roof needs re-shingling, or flooring needs to be replaced, a VA Renovation Loan lets you buy and fix the property in a single process.

VA borrowers can close on the property, make the necessary repairs to meet MPRs, and still enjoy zero down payment options — even for Jumbo loan amounts.

Zero Down Payment

Buy your home with no money down.

Up to $50K for Repairs or Improvements

Finance the purchase and renovation together

Satisfy VA MPRs

Safe, Sound and Sanitary.

Ensure your home meets VA standards

Jumbo Loans up to $1,089,300

Access higher loan limits for qualified borrowers.

Backed by Covenant Realty

At Covenant Realty, we specialize in helping Veterans achieve homeownership through programs like the VA Renovation Loan — designed to make buying and improving your dream home simple and affordable.