A Smarter Path to Homeownership

Say goodbye to traditional Lease-to-Own. Say hello to the DreamBuilder Earned Equity Program (EEP).

Equitable Title Upfront

Buyers become owners from day one.

No waiting
No uncertainty
Full control

Flexibility Meets Security

Modify, Sell, Refinance Anytime

Equity protection through recorded agreements
Zero penalties for refinancing or selling

Affordable & Predictable

Transparent costs, no hidden surprises.

Fixed, affordable payments
Build equity with every payment
No unexpected fees or rate hikes

We Turn Renters Into Homeowners — With Dreambuilder

PROGRAM HIGHLIGHTS:

Up to 96.5% LTV
580+ FICO
Bank Statements, P&L, 1099s accepted
ITIN, DACA, Non-Permanent Residents & TPS eligible
Renters earn equity while living in the home
Rent-free housing history accepted (with 6-month reserves)

For many renters, homeownership feels like a "someday" dream.

With DreamBuilder, you can help turn that dream into keys in hand.

This Homeownership Empowerment Program was built for today's potential buyers — the ones often overlooked by traditional lending. Whether they're self-employed, credit-challenged, or liviing rent-free, DreamBuilder offers a path forward with built-in equity opportunities from day one.

Whether you're a recent grad, gig worker, self-employed, newly single, or just navigating life's curveball—DreamBuilder says YES when others say no. Your path to ownership starts here!

Get Pre-Qualified Today

What Makes DreamBuilder EEP Different?

Unlike lease-to-own programs, EEP gives you equitable ownership from day one. You get the flexibility of renting with the benefits of homeownership—no waiting, no surprises, just full control.