A Smarter Path to Homeownership
Say goodbye to traditional Lease-to-Own.
Say hello to the DreamBuilder Earned Equity Program (EEP).
Own From Day One — With Equitable Title Upfront
No waiting
No uncertainty
Full control
Buyers become owners from day one
Unlike traditional lease-to-own or rent-to-own programs, the DreamBuilder EEP gives you equitable title immediately. That means you benefit from appreciation and gain control of the home from the very start.
Flexibility Meets Security
Modify, Sell, or Refinance Anytime
Equity protection through recorded agreements
Zero penalties for refinancing or selling
Keep your equity as the home value grows
Who Qualifies for DreamBuilder EEP?
First-time or repeat homebuyers
Credit scores starting at 580+
Buyers who need more flexibility than traditional mortgages
Buyers rebuilding credit
Anyone wanting a safer, more predictable alternative to rent-to-own
Why Homebuyers Choose DreamBuilder EEP
DreamBuilder was created to give everyday homebuyers a safer, more empowering path to homeownership. With equitable title upfront, equity protection, and zero penalties, EEP helps you own faster—on terms designed to protect your financial future.
We've been helping customers afford the home of their dreams for many years and we love what we do.
NMLS# 2020290
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Georgia Residential Mortgage Licensee #GA 73506 | FL MBR4739 | AL 23019