Build Your Dream Home with One Easy Loan
Finance your construction, lot purchase, and permanent mortgage — all with a single closing. No re-qualification, no second appraisal.
What Is a One-Time Close Construction Loan?
Why worry about re-qualifying or incurring extra costs? The One-Time Close program lets you finance your construction, land purchase, and permanent mortgage in a single loan — simplifying your journey to homeownership.
Who Qualifies for This Loan?
FHA: Up to 96.5% financing
VA: Up to 100% financing (excluding funding fee)
USDA: Up to 100% of market value
Conventional: Up to 95% of market value
Why Homebuyers Love This Program
No Re-Qualification Needed
Once approved, you’re set from construction to completion.
Apply One Loan, One Closing
Simplify your financing with a single process.
Save on Costs
Skip the second appraisal and multiple closings.
We've been helping customers afford the home of their dreams for many years and we love what we do.
NMLS# 2020290
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Georgia Residential Mortgage Licensee #GA 73506 | FL MBR4739 | AL 23019