Terms & Conditions

Last updated: June 2025

Welcome to Motto Mortgage Clear Choice (“we,” “us,” “our”). These Terms & Conditions (“Terms”) govern your use of our website and services located at [website] (the “Site”). By accessing or using the Site, you agree to comply with these Terms. If you disagree, please do not use the Site.

1. Acceptance of Terms

By using the Site or requesting services, you confirm you are at least 18 years old and legally capable. You also agree to comply with these Terms and applicable laws and regulations related to mortgage services and financial advice.

2. Use of the Site

You agree to use the Site and our services lawfully and in good faith. You must not:

Misuse the Site through hacking, bots, automated use, falsified identity, or other unauthorized means;
Interfere with Site integrity or data privacy;
Use the Site in violation of mortgage-related laws or regulations;
Transmit spam, malware, or otherwise harmful or unlawful content.

3. Account Creation & User Information

You may be asked to provide personal data when requesting quotes or scheduling consultations.
You must provide accurate and truthful information.
Keep your account credentials confidential. You’ll be responsible for all activity under your account.
We may use the contact information you provide for follow-ups about mortgages or related services.

4. Mortgage Services & Disclaimers

Our Site and communications provide general mortgage information and do not constitute professional financial, legal, or tax advice.
All mortgage rates, terms, fees, approvals, and availability are estimates only and subject to change without notice.
Final terms are based on approval, your financial profile, lender policies, and prevailing market conditions.
We do not guarantee approval, specific rates, or closing timelines.

5. Intellectual Property

All content, logos, designs, and trademarks on the Site belong to Motto Mortgage Clear Choice or its licensors.
You may not copy, reproduce, or use any content without our express written permission.

6. Third-Party Links & Providers

The Site may link to third-party lenders, tools, or resources. We do not endorse or guarantee their services.
Any applications or transactions with third-party entities are governed by their own terms, not ours.

7. Privacy & Data Use

Usage of your personal information is governed by our Privacy Policy, which is part of these Terms.
By using our services, you consent to collection, storage, and processing of your data as described in that policy.

8. Limitation of Liability

To the full extent permitted by law, Motto Mortgage Clear Choice and its affiliates are not liable for any direct, incidental, special, or indirect damages resulting from your use of the Site or services—this includes loss of income, opportunity, data, or costs incurred in obtaining replacement services.

9. Indemnification

You agree to indemnify and hold us harmless from any claims or liabilities arising from:

Your misuse of the Site or services;
Your violation of these Terms;
Any third-party claims related to your conduct.

10. Term & Termination

These Terms are effective until terminated.
We may suspend or terminate your access immediately—without notice—for any violation of these Terms or any applicable laws.

11. Changes to Terms

We reserve the right to update these Terms at any time. We may post revisions on the Site or send notifications through your account or email. Continued use of the Site after changes confirms your acceptance of the new Terms.

12. Governing Law & Disputes

These Terms are governed by the laws of [Insert State/Country], without regard to conflict of law principles.
Any disputes will be resolved in the competent courts of [Insert Jurisdiction] (state or federal).